Disability Benefit Qualification
Long-term disability benefit claimants in Rhode Island, New Hampshire, Massachusetts and Maine are not required to “be utterly helpless to be considered disabled”. These courts have held that “general” disability provisions should not be construed so literally to find a person eligible for long-term disability benefits.
Objective Proof of Disability
Where a long-term disability policy contains no specific requirements for objective proof of the claimant’s disability, a plan administrator cannot deny a claim for lack of such evidence according to the case law of Maine, Massachusetts, New Hampshire and Rhode Island. The disability benefit lawyers of MyLTDbenefits.com will establish that, “Imposing an objective proof requirement on the insured is unreasonable” under precedent case law.
Fibromyalgia and Chronic Fatigue Syndrome are Long-Term Disabilities in Maine, Massachusetts, New Hampshire, and Rhode Island
The First Circuit has held that: “While the diagnoses of chronic fatigue syndrome and Fibromyalgia may not lend themselves to objective clinical findings, the physical limitations imposed by the symptoms of such illnesses do lend themselves to objective analysis.” The attorneys of MyLTDbenefits.com have experience litigating against large insurance companies to recover disability benefits for people suffering from Fibromyalgia and chronic fatigue syndrome.
Please contact us for experienced assistance with your disability claim. We pride ourselves on providing cost-effective solutions.